You can hear the voice recording for the diary.
2024年最後の配当金が出揃った。
I received all my dividends for the fourth quarter of this year.
第四四半期に、大きな銘柄変更を行ったおかげで、大きく配当金が増え、結果して住宅ローンを超えた。あともう少しで、管理費と修繕積立金を超えるので、住まいにかかる固定費をカバーできることになる。
During this quarter, I rebalanced my portfolio, which successfully increased my stock dividends. As a result, my dividends now fully cover my monthly mortgage payments. With just a little more in dividends, I’ll be able to cover not only my mortgage but also management fees and the repair reserve fund. That would mean my housing expenses would be entirely paid for by dividends alone.
総資産が増えること、含み益が増えることもたしかにうれしい。
I’m happy to see both my total assets and unrealized gains grow.
けれども、配当金が増えることが何よりも感動する。なぜなら、その分、普段の収入が増えているということなのだから。
However, the most satisfying thing for me is increasing my dividends because it directly boosts my monthly income.
結局、総資産が増えたところで使えるのは一度きり。一方で配当金であれば、株式を保有し続ける限り、ずっとお金が湧いてくる。まさに不労所得。ドンドン増やしてFIREを達成したい。
After all, I can only use my total assets once, even if they increase. On the other hand, as long as I hold onto my stocks, I can keep receiving dividends. That’s true passive income. My goal is to achieve FIRE with a sufficient amount of stock dividends.
To be continued.
