You can hear the voice recording for the diary.
2022年分の確定申告をした。今回の申告でわかったことが２つある。
I completed my tax return for the year 2022 and discovered a couple of things in the process.
１つは、株式の譲渡益が年間を通して、どれくらい出たかを計算しなければならないこと。機械的に計算されると思っていたが、手計算でやらねばならず、けっこうめんどくさかった。
Firstly, I learned that the calculation of the annual balance of payments for stock trading needs to be done manually. I had assumed it would be calculated automatically, so this came as a bit of a surprise and caused some inconvenience.
２つ目が、株式譲渡損の繰越が譲渡益だけではく、配当金でも相殺できる、ということ。もともと、配当金には適用されないと思って始めた株式の短期売買であったが、本来のルールに則り適用されるのであれば、短期トレードはしなかったと思う。
Secondly, I found out that brought-forward stock trading losses can be offset by capital gains and stock dividends. I hadn’t realized that stock dividends could be used for offsetting, so I had been engaging in short-term transactions in the stock market. If I had known about this earlier, I wouldn’t have bought and sold stocks within such a short period.
ま、おかげで、株式投資の勉強になったと思えば悪くない。このままのペースで行くと、あとは配当金だけでカバーできてしまうので、これ以上短期トレードに資金を追加はしない。ひたすら高配当株投資に資金を振り向けていく。
Nevertheless, this experience has allowed me to gain a better understanding of tax rules and stock investments. If things continue in this direction, I may be able to offset the remaining brought-forward stock trading losses with stock dividends, which means I won’t need to put more money into short-term stock market transactions. Instead, I plan to allocate funds towards high-dividend stocks.
To be continued.
